Yes. It's a racket. They will know the technicalities but the regular consumer will not.One of my best friends, an attorney, says insurance companies are qthe biggest——— out there
You should sue the water company for the difference. You have been damaged and need to be made whole.Had a similar problem with the water company destroying by driveway to repair a water line break they took responsibility for. The insurance company/adjusters depreciated the value of a perfectly functional driveway due to age so that the payment of the claim was less than the cost to restore me to a prior to damage condition with a functioning driveway.
Would make me feel better but attorney fees will cost me more than the depreciation - and they know that!You should sue the water company for the difference. You have been damaged and need to be made whole.
I've seen State Farm really go the other way on claims in the last year or so. They used to be one of the best out there but that's changed quickly.I've had State Farm for most of my adult life (I'm 72). Several claims including house partly burning down. Always paid fast and fair - they do like paperwork. You cannot expect to "save $347 a month" and get same service. You get what you pay for. Disclaimer: My SF agent was my deacon and good friend but has little control over claim's 800 calls.
switched to TravelersI've seen State Farm really go the other way on claims in the last year or so. They used to be one of the best out there but that's changed quickly.
You can go to small claims court without an attorney.Would make me feel better but attorney fees will cost me more than the depreciation - and they know that!
None of it makes sense.This makes no sense. Something is not adding up with the story.