Is the removal of the scale doing damage or something? I have one in my rental house that is on a private well with really hard water and everyone in the neighborhood plus the builder recommends getting it descaled annually.
I will defer to your experience, but you should put an article out there. Every single manufacturer, plumber, and engineer seem to recommend it. I mean you can joke about the science, but calcium carbonate is nowhere near as good of a thermal conductor as copper. 100 times less conductive in fact. As that scale builds you are going to lose massive amounts of efficiency. .05" of scaling leads to 50% loss in efficiency according to this article.
https://www.awt.org/resources/seed-program/water-careers/science-of-scaling/
I am not trying to fight here. But if I am going to screw the pooch by descaling my tankless, I would like to know a little more on the "why". Are you measuring the efficiency before descaling vs after? I mean if it goes from 60% to 80% that's a win, right?