Way, way, way OT—Life Insurance Question

[@jayhimes]

I received 70 year old life insurance policies from a family member (long story). The insureds are my father, his brother, and his mother. The issuer is Prudential. The purchaser was my paternal grandfather of Saxton, PA who died before I was born (black lung). The policies amounts are either $1,000 or $500. I have no idea if these policies were paid out at death or not. The purchaser, the insured, and all the beneficiaries are deceased. Suggestions on course of action (if any)welcome! TIA.

 

[BW Lion]

Aside from calling Prudential this might be worth a try.

How to find an unclaimed life insurance policy

Has your loved one’s life insurance policy been lost or the benefits left unclaimed? Here’s how to find a life insurance policy.

www.prudential.com

Learn How to Use the NAIC Life Insurance Policy Locator

Find lost life insurance policies with NAIC’s free online tool. Search by name, date of birth and Social Security number.

content.naic.org

 

[Hugh Laurie]

I received 70 year old life insurance policies from a family member (long story). The insureds are my father, his brother, and his mother. The issuer is Prudential. The purchaser was my paternal grandfather of Saxton, PA who died before I was born (black lung). The policies amounts are either $1,000 or $500. I have no idea if these policies were paid out at death or not. The purchaser, the insured, and all the beneficiaries are deceased. Suggestions on course of action (if any)welcome! TIA.

Call the insurance company and give them the policy numbers and they should be able to tell you if the policies were every presented for payment. If they weren't, then you're going to have to hunt down each of the insured death certificates and go from there with the insurance company.

 

[NewEra 2014]

Call the insurance company and give them the policy numbers and they should be able to tell you if the policies were every presented for payment. If they weren't, then you're going to have to hunt down each of the insured death certificates and go from there with the insurance company.

Also make sure to cancel the Social Security payments you have been collecting on their behalf, if applicable.

 

[LionJim]

Also make sure to cancel the Social Security payments you have been collecting on their behalf, if applicable.

Yeah, that too.

 

[@jayhimes]

Aside from calling Prudential this might be worth a try.

How to find an unclaimed life insurance policy

Has your loved one’s life insurance policy been lost or the benefits left unclaimed? Here’s how to find a life insurance policy.

www.prudential.com

Learn How to Use the NAIC Life Insurance Policy Locator

Find lost life insurance policies with NAIC’s free online tool. Search by name, date of birth and Social Security number.

content.naic.org

Sounds great. I’ll give it a try. Thanks!

Also make sure to cancel the Social Security payments you have been collecting on their behalf, if applicable.

Not applicable.

 

[@jayhimes]

Call the insurance company and give them the policy numbers and they should be able to tell you if the policies were every presented for payment. If they weren't, then you're going to have to hunt down each of the insured death certificates and go from there with the insurance company.

Ok, one step at a time I guess. I have my father’s death certificate. I would have to track down my grandmother’s.

 

[@jayhimes]

Call the insurance company and give them the policy numbers and they should be able to tell you if the policies were every presented for payment. If they weren't, then you're going to have to hunt down each of the insured death certificates and go from there with the insurance company.

The other question I have is whether Prudential would pay me since I am not the insured or the beneficiary. I am sure this will be interesting! Thanks for the info. Greatly appreciate!

 

[fairgambit]

The other question I have is whether Prudential would pay me since I am not the insured or the beneficiary. I am sure this will be interesting! Thanks for the info. Greatly appreciate!

I received 70 year old life insurance policies from a family member (long story). The insureds are my father, his brother, and his mother. The issuer is Prudential. The purchaser was my paternal grandfather of Saxton, PA who died before I was born (black lung). The policies amounts are either $1,000 or $500. I have no idea if these policies were paid out at death or not. The purchaser, the insured, and all the beneficiaries are deceased. Suggestions on course of action (if any)welcome! TIA.

Call the insurance division of Fairgambit Worldwide Enterprises. For $2,000 or $1,000, we will guarantee that you, personally, will receive the proceeds you deserve.

 

[@jayhimes]

Aside from calling Prudential this might be worth a try.

How to find an unclaimed life insurance policy

Has your loved one’s life insurance policy been lost or the benefits left unclaimed? Here’s how to find a life insurance policy.

www.prudential.com

Learn How to Use the NAIC Life Insurance Policy Locator

Find lost life insurance policies with NAIC’s free online tool. Search by name, date of birth and Social Security number.

content.naic.org

Call the insurance division of Fairgambit Worldwide Enterprises. For $2,000 or $1,000, we will guarantee that you, personally, will receive the proceeds you deserve.

Done!