I noticed the cost of buying checks cost $35 for 40 checks. I think last time I bought checks, paid maybe $12 a couple years back.
Everything is going online or mobile...
Everything is going online or mobile...
Who here still uses/write a physical check?
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I write 3 or 4 checks per year.
Church and any extra principal payments to mortgage- all else is electronically sent.
Checks for contractors who don’t have a big company infrastructure.
Tithe and some bills only. Most bills are on a draft.
I do for City of Columbia water -- no way to pay online without a "convenience fee"
We still pay bills although we have only have utiities and credit card each month. It still connects me with my spending habits (which I need to see, compare, etc.). We also still receive monthly utility bills, not an average for my typical. Tithe also. When possible, I'll pay cash money.
Your bank or credit union should offer the service of bill pay with no fee associated.
You are correct, they will take payments at First Citizens. I'm not often by there, but that's a good note
yeah, I bank with First Citizens and 99% of my bills are paid via Bill Pay, including direct charges by some payee companies. Very easy to process any type of Payment.
I haven’t had personal checks in 12 years. Every now and then someone says you can mail me a check….that would be a no. Only needed a certified check in two or three instances the past several years.
I pay for my kids personal lessons. Son takes hitting lessons for baseball, daughter takes horseback at a small equestrian facility in campobelo. So about $100 a week between the two. So two checks a week.
We still write a few checks. My wife just wrote one to our mechanic for an auto repair. We still pay a few bills by check when paying through the mail. We use no checks for retail purchases. We patronize a couple of restaurants that do not honor cards, which I do not fully understand.
My bank still gives free checks - to old people - still only church, yard man
Same here, church and occasionally a water bill because the city site is down for maintenance about as much as it is up.
I write checks to the church, but my wife informed me that they take payments online and would prefer that.
I have to put something in the plate when they come by, just like a an outside cat bring home daily a dead mouse until they run out of mice, then they bring pinecones. Maybe I'll bring a pinecone for the church plate.
If it's "as old as you feel," I guess I'm "old."How old is old?
I write about two a month. I just had to reorder 100 checks for about $18. And I need to send USCg1984 a check for his boy who took up recycling. Thanks for the nudge.
Dang
what kind of checks are you buying??? Mine are not that expensive
Definitely still write them. But never outside of home services (tree cutting, electricians, etc.). But they're still necessary I guess. I don't know why some of these companies don't go digital, but it almost feels like no one is tracking checks anymore - so it's like paying cash under the table.
I have contractors that use Square, Clove or any digital payments to get their money quickly...
I know this is off track for this thread but it reminded me of this. Has anyone else ever experienced this? Waiting patiently behind, (usually a woman) at a store like Walmart or grocery store while they ring up a whole shopping cart full of groceries. Then once the last item has been rung and they give her the total, only then does she begin to look in her purse for her checkbook. Then takes about 5 minutes to write the check. I know I should be more patient but this has happened to me a couple of times and it absolutely drives me crazy. How hard is it to put the date, the name of the store and your signature on the check while it's being rung up then fill in the amount when it's time? Sorry, rant over.
Or how bout the same, but she tries to pay with an EBT card, which doesn't cover everything, then goes through 2-3 credit cards to find one that works to pay the difference.
That would take forethought and planning, which is sorely lacking today. People did don't care and will block the grocery store aisle and not offer to let you pass, usually with two kids running up and down the aisle or screaming because they can't have something.
Yep. kinda got under my skin a little to, so I put a stop to that by using the self checkout with my debit card. No one check writing there.
I was in Publix last week in the 10 items or less line and the woman in front of me had at least 30 items. Then she forgot her EBT card and went to the car to get it. Smoke was coming out of my ears.
The people who need EBT may be the type of people who are not as organized as others. My generalization. FWIW.
I'm ok with food stamps as long as the person needs it from a job loss.. Making things meet while working, then that's a different subject... We all have to make things meet...
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