OT: Out of state tuition

[CWW]

Is there anyway of getting around out of state tuition? My granddaughter, who is a freshman in high school, is in Charlotte and wants to go to USC. Her dad is a USC grad as well as me. They own a home in SC, but they don’t live in it. Wish Carolina had some tuition break for alumnI.

 

[frwalker]

McNair scholarship, check it out

 

[mickray]

Relocate.

 

[mickray]

My roommate used his grandfather's address in late 70's. I don't think that works in today's society.

 

[TN-Gamecock]

If you're in Charlotte, buy a house in Fort Mill just across the border...course that is one of the more expensive areas of Charlotte now. I've heard people are wanting to get their kids out of Charlotte city schools and moving across the border to York County for better education for their children.

Charlotte is not my cup of tea, but I were forced to work there, I would definitely live in Fort Mill.

 

[Big JC]

You'll have to wait until she is 18. Find an address in SC, owned by a friend or family member who is willing to help and put the electric bill in your granddaughter's name. She will need to use that electric bill to establish a residence address and get a SC drivers license. She will also need to be taken off of her parent's health insurance and get her own obamacare policy with the SC address. With these three things, she should be able to go to USC and get them to believe she is an actual SC resident.

The admissions departments of colleges are very good at rooting out students who are trying to avoid out of state tuition. Keep in mind; her parents may no longer be able to claim her as a dependent or keep her on their auto insurance since she has established legal residency at another location than their home.

 

[Uscg1984]

You've got a few years to really talk up NC State, East Carolina, or one of the other in-state schools to her.

In all seriousness, it sucks that Carolina doesn't offer any legacy non-res tuition waivers. A lot of schools do, but most of those don't have P5 athletic programs that function as huge marketing tools for the school. My only advice is, whatever else happens, don't let your granddaughter take out student loans to pay for ridiculous non-resident tuition. We all love Carolina, but at the end of the day, it's just a state university that isn't objectively worth a $20,000+ per year premium over your in-state schools. If you or her parents can cover that premium without enduring hardship, great. But don't let her take on that much additional debt.

 

[SC95]

I live in Virginia. My son was admitted to USC (to start fall 2018), and it waived the out-of-state surcharge. He decided to go a school in Virginia and did not attend USC. I assume the discount had something to do with his SAT/GPA. Ask the Admissions Office.

 

[KingWard]

My roommate used his grandfather's address in late 70's. I don't think that works in today's society.

It sure works in high school athletics, though.

 

[will110]

Is there anyway of getting around out of state tuition? My granddaughter, who is a freshman in high school, is in Charlotte and wants to go to USC. Her dad is a USC grad as well as me. They own a home in SC, but they don’t live in it. Wish Carolina had some tuition break for alumnI.

When I was a member of the Carolina Band (2013-14), out-of-state tuition was waived for out-of-state members. Tell her to learn to play an instrument.

Or just tell her parents to move to their home in the real Carolina.

 

[Greer]

My roommate used his grandfather's address in late 70's. I don't think that works in today's society.

Schools have tighten up greatly in the past several decades.

You've got a few years to really talk up NC State, East Carolina, or one of the other in-state schools to her.

In all seriousness, it sucks that Carolina doesn't offer any legacy non-res tuition waivers. A lot of schools do, but most of those don't have P5 athletic programs that function as huge marketing tools for the school. My only advice is, whatever else happens, don't let your granddaughter take out student loans to pay for ridiculous non-resident tuition. We all love Carolina, but at the end of the day, it's just a state university that isn't objectively worth a $20,000+ per year premium over your in-state schools. If you or her parents can cover that premium without enduring hardship, great. But don't let her take on that much additional debt.

I would be interested in what schools offer significant benefits for legacy status. My experience is legacy status doesn't count for a lot since there are so many these days. As a general rule, USC offers more financial aid than Clemson and the Alabama schools are very generous if you want to major in Engineering. They need to impport students to help build a pipeline for industry in the state since there are not enough in state students goin into Engineering.

 

[Irvin Snibbley]

I live in Virginia. My son was admitted to USC (to start fall 2018), and it waived the out-of-state surcharge. He decided to go a school in Virginia and did not attend USC. I assume the discount had something to do with his SAT/GPA. Ask the Admissions Office.

Something about some agreement between Virginia and USC.When I was dropping my daughter off at Carolina the people in front of us were from Virginia if I remember correctly if your major is not offfered at a Virginia college then you could get in state tuition at Carolina.My understanding was Virginia paid the difference but maybe Carolina just gave in state tuition.

 

[USCrbCOCK]

Something about some agreement between Virginia and USC.When I was dropping my daughter off at Carolina the people in front of us were from Virginia if I remember correctly if your major is not offfered at a Virginia college then you could get in state tuition at Carolina.My understanding was Virginia paid the difference but maybe Carolina just gave in state tuition.

Carolina offers in-state rates to good students. Not sure if it’s advertised but it happens. A decent guidance counselor should be able to find out the guidelines.

 

[Patiscus01]

Is there anyway of getting around out of state tuition? My granddaughter, who is a freshman in high school, is in Charlotte and wants to go to USC. Her dad is a USC grad as well as me. They own a home in SC, but they don’t live in it. Wish Carolina had some tuition break for alumnI.

My son attends NC State. We were told the address used for the FAFSA is the determining factor. Been paying out of state for 3 years now. It hurts

 

[Baseballgirl20]

Something about some agreement between Virginia and USC.When I was dropping my daughter off at Carolina the people in front of us were from Virginia if I remember correctly if your major is not offfered at a Virginia college then you could get in state tuition at Carolina.My understanding was Virginia paid the difference but maybe Carolina just gave in state tuition.

Academic common market.

 

[FootballLVR]

When I was a member of the Carolina Band (2013-14), out-of-state tuition was waived for out-of-state members. Tell her to learn to play an instrument.

Or just tell her parents to move to their home in the real Carolina.

She could learn to play skin flute.

 

[Uscg1984]

I would be interested in what schools offer significant benefits for legacy status. My experience is legacy status doesn't count for a lot since there are so many these days. As a general rule, USC offers more financial aid than Clemson and the Alabama schools are very generous if you want to major in Engineering. They need to impport students to help build a pipeline for industry in the state since there are not enough in state students goin into Engineering.

I can't speak to other state schools or Alabama engineering programs, but both my undergrad and my wife's undergrad, both state schools in other southeastern states, offer a legacy scholarship that waives the out-of-state fees. I don't recall the exact academic requirements, but they are pretty moderate - definitely nothing like the requirements for a presidential scholarship. In other words, the kid just needs to be a good student, not an elite one.

Many other state universities we have looked at for our son offer very generous scholarships, many that include a nonresident tuition waiver, for strong (but not elite level) high school students. Honors college admittance often comes with an nonresident fee waiver. A number of Texas schools participate in a statewide program that waives the nonresident fees for any student that receives at least $1000 per year in academic scholarships (and they don't make it all that hard to get at least a $1000 scholarship). You don't have to dig very hard to find this information and you don't have to wait until the kid is accepted to have a good idea of what scholarship the student will qualify for- they often spell it out for you in detail right in their websites.

Here's the kicker: In _almost_ every case that we have found, the schools who aggressively pursue high-achieving (but not elite) non-resident students do not have P5 football programs that are on national TV every weekend in the fall. I just don't think Carolina or the other SEC schools have to work all that hard to attract out-of-state students. Clemson's and Georgia's very dramatic increase in applications since they started fielding playoff-caliber football teams is well-documented. But there are a lot of fine state universities (some that are just as large as Carolina or Clemson) that aren't so readily marketable to nonresident students and they will work harder to attract those students - not unlike the Alabama engineering programs you described above.

 

[ToddFlanders]

Here's the kicker: In _almost_ every case that we have found, the schools who aggressively pursue high-achieving (but not elite) non-resident students do not have P5 football programs that are on national TV every weekend in the fall. I just don't think Carolina or the other SEC schools have to work all that hard to attract out-of-state students. Clemson's and Georgia's very dramatic increase in applications since they started fielding playoff-caliber football teams is well-documented. But there are a lot of fine state universities (some that are just as large as Carolina or Clemson) that aren't so readily marketable to nonresident students and they will work harder to attract those students - not unlike the Alabama engineering programs you described above.

I think that's the thing - you offer discounts to get kids in the door. If you can get everyone in at full price, then a discount probably never even comes to mind.

 

[TN-Gamecock]

Academic common market.

I believe that has to do with a major. I know SC students can go to Vet School at NCSU with instate tuition because there is no Vet School in SC.

 

[Baseballgirl20]

I believe that has to do with a major. I know SC students can go to Vet School at NCSU with instate tuition because there is no Vet School in SC.

Right.

 

[HI Cock1]

$52k for out of state, on-campus. What happened to the lottery?

 

[Viennacock]

How do ya'll invest for college or do you invest? 529? My first child was born just after the pre-payment program. I decided to go with the 529. I put in $500 per month for the last 17 years. I just surpassed $300k balance.

Keep in mind I have 3 kids with the youngest being in middle school. I have recently reduced my contributions to $200 per month.

I hear arguments for and against 529's. My wife and I both max out our 401k's and Roth's so we're not shorting ourselves there (which is one of the arguments against).

The downside for us is that we don't have a ton of liquid $$'s. We are fine but most of our $$'s are tied up in retirement funds, 529, house etc.

I did see they recently announced that if your child doesn't use all of their 529, they can roll it into a Roth IRA without penalty. Sounds like a pretty good option.

 

[athenscock3]

True story. Dean Tate was a legendary Dean of Men at UGA in the day before loco parentis when colleges acted as parents. The enrollment was nothing like it is today. If he suspected an out of state student was paying instate fees, he would call them in and ask them to pronounce the name of some Georgia cities. If they missed'em he got really serious. If you have been to a Georgia football game, you pass the Tate Student Center named for the man sometimes know as Wild Bill.

 

[BigJC]

I believe that has to do with a major. I know SC students can go to Vet School at NCSU with instate tuition because there is no Vet School in SC.

It is the same for UGA's vet school. Of course, from what I've heard, UGA's vet school is damn near impossible to get into because so many of the pre vet students go to UGA's ag school and they crowd out the out of state applicants. I guess that is fair when you think about it.