I agree.
I also would not be surprised to only see the SEC get 3. If there's any way they can use a situation to rectify another situation to make it look better, they'll do it. For example, the committee didn't want to pick between Texas and Alabama last year, because the hard, correct answer was Alabama, even though they'd lost to Texas. So they screwed FSU (due to their QB loss) to avoid having to do that.
I mean you're likely going to see Oregon, Ohio State, Penn State and Indiana all at 11-1. Obviously there will be another loss in there for the title game. Are they going to leave one of them out to add a 2-loss team from the SEC? You'll have Boise State, Notre Dame, Miami or SMU, and BYU or Colorado. So you have the #2 from the ACC and Big 12 crying, you may have undefeated Army crying, and maybe even Clemson crying if they stomp South Carolina.
I like it, make them (committee) work for their money.