OK, so a few thoughts;
1. Franklin made a mistake when he uttered the comment(s) about "being elite" a few years ago (2017? 2018?) either before or after an Ohio State game. I think that got the fan base riled up, as much as Joe's "they should lower their expectations" statement in the early 2000s did. It was an emotional statement and I think it has sunk into the psyche of Penn State fans.
2. Unlike most fans, I don't expect Penn State to be top 4 team. History has simply indicated as such. Penn State is, and probably always will be, a Top 10 program, but in the range of 5-10.
3. I will say it's not about losing to Ohio State and/or Michigan. It's about losing to two teams - even in CJF's best years, it's the second loss that gets him. 2016 - Michigan AND Pitt. 2017- Ohio State AND MSU. 2019- Ohio State AND Minny. 2022/2023 - Ohio State AND Michigan.
4. No one is touching OSU in the conference. They are far and away the best team in the conference, and along with Alabama and perhaps Clemson, have been the most elite teams since 2001. That is when their fortunes changed - when Tressel came on board. Since 2001, they have averaged 11 wins per season. In the 23 years prior, they averaged 9 wins a season. In those same time periods, PSU has averaged 8/9 wins respectively, Michigan has averaged 9/9 wins. Iowa is 8/7 wins.
Since 2001, PSU has defeated OSU 5 times. Wisky has defeated OSU 4 times Michigan has defeated OSU 5 times (including the last 3). MSU has defeated OSU 3 times. Purdue, surprinsingly has defeated OSU 4 times. Iowa has defeated OSU 2 times. Illinois has defeated OSU 2 times. No one else in the conference has defeated OSU more than once.
When people gripe about CJF, I get the angst and anger. But the question is - who is doing it better, especially when it comes to OSU? No one appears to have been able to defeat OSU on any regular basis. Responding with "I would like to be able to beat OSU once in a while" is a bit of a far fetched comment - because no one really is, and what Harbaugh had done the last 3 years is really against the norm.
So, I will ask the question I asked our boy HarrisburgDave a while back - who are you going to get to replace CJF, if there does not appear to be anyone out there who has had success against OSU, which is the team you want to defeat more than any other?