The Bowls will never pay for disability insurance if the fans keep coming to the games and tv continues to pay the big bucks.
Who will opt out of the bowl game?
- Thread starter Alphalion75
- Start date
While he still played in The NFL and had a decent career, Willis McGahee from Miami had a knee injury in the 2003 Fiesta Bowl that cost him a few million dollars.
He probably would have been a top 5 pick and fell to 23. He did have a $2.5 insurance policy that he could collect if he was injured in the bowl game and the injury prevented him from playing in the NFL.
This leads me to think there is an opportunity to provide insurance policies for the players. Someone could pay for them (thinking NIL) and someone would underwrite these for the right price.
Such policies have been around for a long time.
They are known as LOV Riders (Loss of Value). They are not particularly popular.
What sounds like a "simple idea" is really anything but, for obvious reasons. How does one determine the "loss of value" from a particular insured-against incident in a case like this?
While there are still cases here and there when players get them, they are unusual, and there is really no easy way - when you actually think it through - to set such policies up.
FWIW, the Schools can pay for them. at least they used to be until recent years. That may have changed - I couldn't swear to it one way or the other - since they really are not practical.
They are known as LOV Riders (Loss of Value). They are not particularly popular.
What sounds like a "simple idea" is really anything but, for obvious reasons. How does one determine the "loss of value" from a particular insured-against incident in a case like this?
While there are still cases here and there when players get them, they are unusual, and there is really no easy way - when you actually think it through - to set such policies up.
FWIW, the Schools can pay for them. at least they used to be until recent years. That may have changed - I couldn't swear to it one way or the other - since they really are not practical.
I think I’ve already mentioned this. Whatever you believe about opt outs, what I find somewhat interesting is that players will avoid a bowl game because of fear of injury. Then show up at something like the Senior Bowl and play in that. A full contact game has the same risk of injury whatsoever you name it.
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I think Jake Butt of Michigan lost draft stock because of an injury in a bowl game.
It's not happening friend. Besides, the coaches and schools support the kids' decisions.
Not a problem, but it does a couple of things.
1) makes the regular season matchup pointless since they know they’ll be playing a week later for the conference title.
2) Michigan* fans whining because they have to beat tOSU 2 times in a row.
3) Imagine Ryan Day’s hot seat if he lost in consecutive weeks.
Congrats. You win the ‘Stephen A. Smith stupidest hot take of the day’ award. Add it to your trophy case. This one is a real winner.
Jaylon Smith - linebacker dropped from projected top 5 to 34 (Cowgirls, round 2). Tore up his knee against the Suckeyes in the Fiesta bowl.
#1 - Why would you say that? In CFB, the position is based on polls, so each game is 1/12 of an opportunity to move up or down in the polls, which are important for getting into the CFP. Additionally, rematches happen in other collegiate as well as in professional sports.
#2 - This makes no sense. In the bigger picture, it's not just OSU and Michigan.
#3 - Imagine any coach's hot seat if they lost to the same team in consecutive weeks.
I think Dave falls under a new category of "Sovereign College Football Fan".
I'm thinking it may be something like what Barkley did in the bowl game. Play but sparingly...especially if its Tulane.
1. This is Ohio St. Michigan. The rematch would be back to back weekends. I can only think of that happening once when Nebraska-Oklahoma played to end the season, followed by the same two playing in the Orange Bowl.
2. Tell tOSU and Michigan fans that the world doesn’t revolve around “The Game”.
3. I’m referring to day losing to not just any team, but to Michigan (see 2)
I am interested to see if Olu sits out. He strikes me as a person who loves the game of football and the college atmosphere. I am not certain he will sit out his last game in college. OTOH he is going to be making a lot of money and you have to measure that as well and endangering that.
1. It was a different time when OU-Nebby played.
2. I don't really care about what OSU and Michigan fans think. I know the world is bigger than their two programs. Maybe they don't but I do.
3. I know what you mean, but my response is the same.
I think the difference is that events like the Senior Bowl attract coaches and scouts from every NFL organization. It's a week long series of drills and practices attended by said NFL decision makers.
I can't imagine that insuring your senior class would be an inexpensive proposition. Should a significant injury occur the insurance carrier will fight the injured player in court if necessary to pay the minimum "value." I think this is one of those sore points that doesn't lend itself to an easy solution or it would have been implemented by now.
I think supporting decisions to opt out when a player has reason to believe they will be drafted is a universal concept.....it's a part of the recruitment commitment by the staff. Franklin or any HC would immediately lose credibility in recruiting if they trashed players that opted out. Remember this......A head coach does not want to lose staff that leaves to make a parallel move.
However, there is no animosity if a coach leaves to better himself....position coach to coordinator......coordinator to head coach.
The same applies to a player who makes a business decision to position himself for the draft.
However, there is no animosity if a coach leaves to better himself....position coach to coordinator......coordinator to head coach.
The same applies to a player who makes a business decision to position himself for the draft.
Question. Who should be deemed more selfish? The player who stands to get drafted or the fan who just wants him to play so they can watch?
Actually, Inch & Co. and West Shore Homes are two of our biggest contributors to NIL. Saying it's all on the fans is not being honest.
AND. WE.. DESERVE. IT. NOW!!!!!!!!!Everyone agrees.....We Deserve Better!
I understand all that, but ultimately don’t they end up playing in a full contact football game? That game provides the risk of career ending injury. Irrespective of the arguments regarding opting out, that to me is a contradiction in logic.
Senior Bowl isn’t without risks but think it’s fairly toned down for safety. The important stuff is the week of workouts in front of NFL scouts.
I’d argue that it would be rather difficult to “tone down” the actions of players trying to improve their draft status. Money talks and suggestions don’t.
I don’t really don’t have strong feelings about whether a player should opt out of bowl games or not. Everyone should do what’s best for them. That in itself is a reason for playing in NFL sponsored and run games. I’m sorry, it’s just that playing in one and avoiding the other just doesn’t appear logical bye logics definition, even if one assumes that it benefits them. But I also understand that what i believe isn’t a controlling factor.
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